Licensed in Texas · Louisiana · Florida
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Today's Mortgage Market — Live.

Real-time market commentary, rate movement, and what it means for buyers. Updated daily.

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Today's rates & quick math.

Live national averages from Mortgage News Daily, plus a quick payment estimator. Your personal rate depends on your full picture — let's find your real number.

Today's Average Rates

For informational purposes only · national average indices · does not include APR

Quick Payment Estimator

For informational purposes only · estimate · does not include APR

A note about APR

We do not include APR. These are national average indices — a piece of economic data, and not an advertisement for a loan program, nor a commitment to lend. APR compliance pertains to rates/programs advertised by a mortgage lender. There is no possible way for us to generate an APR even if we wanted to.

These figures are live national averages, refreshed automatically throughout the day. Your actual rate depends on credit, loan type, down payment, and property.

Anyone can quote you a rate. We'd rather earn your trust: honest math, straight answers, and a plan that fits your life. That's the difference.

Rates move daily. Let's talk about your number.

National averages are a starting point. The rate that matters is the one built around your situation — let's run it together.

When I'm not with my family, I'm helping families win in the world of real estate in Texas, Louisiana, and Florida.

Weekly Housing Brief

Mortgage rates, housing news, and the week ahead — in plain English, every Friday. Free, no spam.

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Equal Housing Opportunity Equal Housing Lender
Brent Patterson · NMLS #1593908 · Licensed in Texas, Louisiana & Florida. Verify on NMLS Consumer Access.
NEXA Mortgage, LLC DBA NEXA Lending · NMLS #1660690. Corporate office: 5559 S Sossaman Rd, Building 1 #101, Mesa, AZ 85212. Powered by NEXA Lending.
Equal Housing Lender | Equal Housing Opportunity Lender

This is not a commitment to lend. All loans are subject to credit and property approval. Programs, rates, terms, and conditions are subject to change without notice. Not all products are available in all states or for all loan amounts. Other restrictions and limitations may apply. Equal Housing Lender. Patterson Home Team is a marketing brand of Brent Patterson, Certified Mortgage Advisor at NEXA Mortgage, LLC DBA NEXA Lending. Patterson Home Team is not a licensed entity.