Buy your next home before selling your current one. No double moves.

In today's market, sellers and their listing agents are far less likely to accept an offer that depends on your current home selling first.

If you want to take that risk off the table, we have a solution for you.

Book a 15-minute strategy call Call (972) 497-1152

Brent Patterson · NMLS #1593908 Licensed in TX, LA & FL

What this does for you

Removes your home-sale contingency
Excludes your current mortgage from your debt ratio
Ready in as little as 24 hours, nationwide
Sell your current home later, at full market value

The Guaranteed Backup Contract

A stronger offer. A cleaner qualification. One move.

We place a Guaranteed Backup Contract on your current home — so you can compete and qualify as if it were already sold.

Reduce your debt ratio

Your existing mortgage can be excluded from your debt-to-income ratio, helping you qualify for more on your next home.

Remove your home-sale contingency

Make your offer stronger and more competitive — no clause telling the seller your purchase depends on selling yours first.

Ready in as little as 24 hours

Available nationwide, with no bridge loan and no lengthy loan process. Just a fast approval that clears your path.

Sell at full market value

After you move in, sell your current home on the open market with your chosen listing agent — on your timeline, for its full value.

A straightforward, low-cost way to move on your terms.

How it works

Four steps. One move.

1

Get qualified

We put the Guaranteed Backup Contract in place on your current home — fast, with no loan process.

2

Make a winning offer

Submit a strong, non-contingent offer on your next home and compete with confidence.

3

Buy and move once

Close on your new home and move in directly — no temporary housing, no moving twice.

4

Sell at full value

List and sell your current home on the open market with your chosen agent, on your timeline.

Is this you?

Do you have your down payment and closing costs ready to go — but your current home hasn't sold yet, and that's the only thing standing between you and your next home?

Let's find your fit — book a call

Not quite your situation?

There's a path built for that too.

The right fit depends on your numbers — and that's a short conversation.

Most of your money is tied up in your current home?

Access your equity to buy first — then sell — without a cash-out loan or a HELOC.

Schedule a call

Need your offer to compete with cash buyers?

Make a strong, cash-like offer and close fast — so you finally win the homes you used to lose.

Schedule a call

Ready to retire and move without a new monthly payment?

Move into your next home and use your equity to live the next chapter on your terms.

Schedule a call

Let's talk about your next move.

A relaxed, no-pressure call. Bring your questions — you'll leave knowing which path fits.

Book a 15-minute strategy call Call (972) 497-1152

The Guaranteed Backup Contract is a backup purchase agreement provided through a third-party partner, not by NEXA Mortgage, LLC DBA NEXA Lending. It is a qualifying and offer-strengthening tool used alongside your mortgage; it is not a loan and not a commitment to lend. Availability, terms, and eligibility are subject to qualification and may vary. This is not an offer to extend credit. Some products may not be available in all states, and restrictions may apply.